Horizon Bridge Academy

Privacy Policy

Privacy Policy

Effective Date: August 1, 2026
Last Updated: July 14 2026

1. Introduction

Welcome to Horizon Bridge Academy (“HBA,” “we,” “us,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit our website [Insert Website URL], utilize our LearnWorlds educational platform, participate in our courses, or engage our institutional B2B/B2G consulting services.

As an institution that bridges Caribbean resilience with global capital readiness, we hold ourselves to the highest standards of data integrity and institutional trust. By using our website and services, you consent to the data practices described in this policy.

2. Information We Collect

We collect information that allows us to deliver our educational programs, provide institutional consulting, and improve our platform. This data falls into two categories:

A. Information You Provide Voluntarily

Depending on your interaction with HBA (as a student, institutional client, or website visitor), we may collect:

  • Identity & Contact Data: Full name, email address, phone number, WhatsApp number, and mailing address.
  • Professional & Institutional Data: Job title, organization name (e.g., Ministry, NGO, Private Enterprise), country of residence, and project descriptions (specifically for B2B/B2G proposal requests).
  • Financial & Transaction Data: Billing address, payment method details (processed securely via third-party payment gateways like Stripe or PayPal; we do not store raw credit card numbers on our servers).
  • Educational Data: Course progress, assessment scores, and certificate issuance records managed via our LearnWorlds platform.
  • Communications: Records of your correspondence with us, including support requests, feedback, and survey responses.

B. Information Collected Automatically

When you access our WordPress website, we automatically collect certain technical data:

  • Device & Connection Data: IP address, browser type and version, operating system, and device type.
  • Usage Data: Pages visited, time spent on pages, clickstream data, and referral URLs.
  • Cookies & Tracking Technologies: Data collected via cookies, web beacons, and similar technologies (see Section 6).

3. How We Use Your Information

We process your personal data strictly for legitimate, institutional purposes, including:

  • Service Delivery: To enroll you in courses, provide access to the LearnWorlds platform, and deliver your financial modeling tools and educational content.
  • B2B/B2G Consulting: To evaluate, process, and respond to your “Request for Institutional Proposal,” and to execute custom financial modeling and capacity-building contracts.
  • Communication: To send transactional emails (receipts, course updates, password resets) and, if you have opted in, marketing communications regarding new masterclasses, webinars, and institutional insights.
  • Platform Improvement: To analyze website traffic and user behavior to optimize the user experience and ensure the technical stability of our WordPress and LearnWorlds environments.
  • Legal & Compliance: To comply with applicable laws, regulations, and legal processes, and to enforce our Terms of Service.

4. Legal Basis for Processing (GDPR Compliance)

If you are located in the European Economic Area (EEA) or the UK, we process your personal data under the following legal bases:

  • Consent: When you explicitly opt-in to receive marketing communications or accept our cookie policy.
  • Contractual Necessity: When processing is required to fulfill your course enrollment or B2B consulting agreement.
  • Legitimate Interest: For improving our services, ensuring network security, and conducting internal business analysis, provided your fundamental rights do not override these interests.
  • Legal Obligation: When we are required by law to retain financial or transactional records.

5. How We Share Your Information

We do not sell, trade, or rent your personal identification information to third parties.

We may share your data only in the following limited, secure circumstances:

  • Trusted Service Providers: We share data with vetted third-party processors who assist in operating our platform, strictly under confidentiality agreements. These include:
    • LearnWorlds: For course hosting, student management, and video delivery.
    • WordPress / Hosting Provider: For website infrastructure and security.
    • Payment Processors: (e.g., Stripe, PayPal) for secure transaction processing.
    • Email Marketing Platforms: (e.g., Mailchimp, ConvertKit) for sending authorized communications.
  • Legal Requirements: If required to do so by law, court order, or governmental authority, or to protect the rights, property, or safety of HBA, our students, or the public.
  • Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, user information may be transferred as a business asset, subject to the same privacy protections.

6. Cookies and Tracking Technologies

Our WordPress website uses cookies to enhance your browsing experience, analyze site traffic, and personalize content.

  • Essential Cookies: Required for the website to function properly (e.g., session management, security).
  • Analytics Cookies: Help us understand how visitors interact with the site (e.g., Google Analytics).
  • Marketing Cookies: Used to track visitors across websites to display relevant ads (only deployed with your explicit consent).

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of the site may not function properly without essential cookies. We utilize a Cookie Consent banner to manage your preferences in compliance with GDPR and CCPA.

7. Data Security

We implement institutional-grade administrative, technical, and physical security measures to protect your personal information. These include:

  • Encryption: Use of SSL/TLS encryption for all data transmitted between your browser and our servers.
  • Access Controls: Strict role-based access to personal data for authorized HBA personnel only.
  • Secure Infrastructure: Hosting our WordPress and LearnWorlds environments on secure, regularly audited cloud servers.

While we strive to use commercially acceptable means to protect your data, no method of transmission over the Internet or method of electronic storage is 100% secure. We cannot guarantee its absolute security.

8. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements).

  • Student Records: Retained for the duration of your enrollment plus 7 years for certification verification.
  • B2B/B2G Financial Records: Retained for 7 years to comply with financial auditing and tax laws.
  • Marketing Data: Retained until you unsubscribe or request deletion.

9. Your Privacy Rights

Depending on your jurisdiction (including under GDPR, CCPA, and the Dominica Data Protection Act), you may have the following rights regarding your personal data:

  • Right to Access: Request a copy of the personal data we hold about you.
  • Right to Rectification: Request correction of inaccurate or incomplete data.
  • Right to Erasure (“Right to be Forgotten”): Request deletion of your personal data, subject to legal retention requirements.
  • Right to Restrict Processing: Request that we limit how we use your data.
  • Right to Data Portability: Request a transfer of your data to another organization.
  • Right to Opt-Out: Unsubscribe from marketing communications at any time by clicking the “unsubscribe” link in our emails.

To exercise any of these rights, please contact us at info@horizonbridge.academy. We will respond to your request within, 30 days.

10. International Data Transfers

Horizon Bridge Academy is based in Dominica. Your information, including personal data, may be transferred to—and maintained on—computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.

When we transfer data internationally (e.g., to our LearnWorlds or cloud hosting servers), we ensure appropriate safeguards are in place, such as Standard Contractual Clauses (SCCs), to protect your data.

11. Third-Party Links

Our website may contain links to third-party sites (e.g., LinkedIn, external DFI portals, or partner organizations). We are not responsible for the privacy practices or the content of such sites. We strongly advise you to review the Privacy Policy of every site you visit.

12. Children’s Privacy

Our services are designed for professionals, adult learners, and institutional representatives. We do not knowingly collect personally identifiable information from children under the age of 16 (or the minimum age of digital consent in your jurisdiction). If you believe we have collected data from a minor, please contact us immediately so we can delete it.

13. Changes to This Privacy Policy

We reserve the right to update or change our Privacy Policy at any time. Any changes will be posted on this page with an updated “Last Updated” date. We encourage you to review this policy periodically to stay informed about how we are protecting your information.

14. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact our Privacy Officer:

Horizon Bridge Academy
Email: info@horizonbridge.academy
Phone/WhatsApp: +1 767 245 6460
Address: 1 Plumbago Drive, Belfast Estate, Commonwealth of Dominica